How does a business cash advance work?
Once approved, funds are deposited into your business account. Repayment is made through automatic daily or weekly payments based on your approved terms.
How is this different from a traditional loan?
A Business Cash Advance offers more flexible approval and repayment than many traditional loans. It is based on business performance, not just credit or collateral.
How fast can I get approved?
You’re already pre-qualified. After you submit your application and required documents, you may receive a decision within hours. Funds are typically available within a few hours after approval.
Why do you need my business bank statements?
Your business bank statements help us verify your business revenue and determine the funding amount and terms you may qualify for. Once they are received, we can complete the review of your application.
Are there hidden fees or prepayment penalties?
No. Costs and terms are explained upfront, and there are no prepayment penalties.
Do I need good credit?
Credit is considered, but we also look at your business sales, performance, and overall financial health.
How much can I receive?
Funding ranges from $5,000 to $150,000, based on your average monthly sales and business qualifications.
How long does repayment take?
Typically from 3 to 12 months, depending on your business and agreement terms.
How is BCA different than other lenders?
At BCA Capital Partners, we’re a direct funder, not a broker. That means no middleman markups, transparent communication, and faster decisions. We underwrite, approve, and fund deals in-house, allowing us to provide quick turnaround times, consistent service, and a straightforward funding experience from start to finish.
